WebGenisys Credit Union pays 4.07% on the first $7,500 if you make at least 10 debit purchases per month of at least $5 each. You can get even higher interest on small amounts by opening a few more accounts. Digital Credit Union pays 6.17% on the first $1,000. H-E-B Debit Account pays 6% on the first $2,000, but note there is an inactivity fee ... WebInterest rates will usually be higher the longer the term is, as banks pay more for the certainty of re-lending your money for longer. A savings account offers a floating …
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